Online Free Zakat Calculator
Zakat Calculator Pro
Calculate your Zakat accurately according to Islamic principles
Your Assets
Wealth
Income
Investments
Include all cash, checking, and savings accounts
Current market value of gold you own
Nisab threshold met
Current market value of silver you own
Current value of stocks, bonds, and other investments
Value of merchandise, inventory, and business assets
Current value of cryptocurrency holdings
Loans and debts that are due immediately
Zakat Calculation
Your Zakat Payable
$0.00
2.5% of your qualifying assets
Calculation Breakdown
Total Assets
$0.00
Deductible Debts
$0.00
Net Assets
$0.00
Zakat Payable (2.5%)
$0.00
Frequently Asked Questions
What is the Nisab threshold?
The Nisab is the minimum amount of wealth a Muslim must possess before they are obliged to pay Zakat. This is equivalent to the value of 87.48 grams of gold or 612.36 grams of silver.
What assets are included in Zakat calculation?
Zakat is payable on cash, gold, silver, investments, business assets, and other valuables that have been held for at least one lunar year. Personal residence, personal vehicles, and necessary household items are exempt.
When should I pay Zakat?
Zakat should be paid once every lunar year after your wealth has exceeded the Nisab threshold. Many Muslims choose to pay during Ramadan for greater spiritual rewards.
Scriptural Foundations
- Qur’an: “Establish prayer and give zakat, and whatever good you put forward for yourselves – you will find it with Allah.” (Qur’an 2:110)
- Hadith: The Prophet ﷺ said: “Islam is built on five pillars: testifying that there is no god but Allah and Muhammad is His Messenger, establishing prayer, paying zakat, fasting Ramadan, and performing Hajj.” (Bukhari, Muslim)
Core Principles of Zakat
- Eligibility: Muslim, sane, adult, possessing wealth above nisab.
- Nisab (2025): Equivalent to 87.48g gold or 612.36g silver.
- Rate: 2.5% on accumulated wealth (cash, gold, business assets, investments).
- Recipients (8 categories, Qur’an 9:60): Poor, needy, zakat collectors, new Muslims, freeing captives, debtors, in the cause of Allah, stranded travelers.
Nisab Thresholds (2025, Selected Countries)
Based on gold/silver values (sources: Jabran Foundation, Transparent Hands):
| Country | Nisab (Gold, 87.48g) | Nisab (Silver, 612.36g) |
|---|---|---|
| USA | ~$6,000 | ~$500 |
| UK | ~£4,700 | ~£380 |
| Australia | ~AUD 9,000 | ~AUD 750 |
| Canada | ~CAD 8,000 | ~CAD 650 |
| Germany | ~€5,400 | ~€450 |
| UAE | ~AED 22,000 | ~AED 1,800 |
| KSA | ~SAR 23,000 | ~SAR 1,900 |
| France | ~€5,200 | ~€430 |
| Indonesia | ~IDR 100 million | ~IDR 8 million |
| Russia | ~RUB 550,000 | ~RUB 45,000 |
(Values fluctuate with gold/silver markets; Muslims may choose gold or silver nisab depending on local practice.)
Regional Practices
USA
- Zakat not state-enforced; voluntary through mosques and charities.
- Online zakat calculators widely used.
- Focus on local poor, food banks, and global relief.
UK
- Strong institutional zakat collection (e.g., National Zakat Foundation).
- Rates set annually by councils; 2025 nisab ~£380 (silver).
- Emphasis on supporting UK Muslims in poverty.
Australia
- Muslim population ~3%.
- Zakat collected by Islamic Relief, Human Appeal.
- Focus on both local and overseas aid.
Canada
- Zakat integrated into charitable giving.
- CRA allows zakat donations to registered charities for tax receipts.
Germany & France
- Large Muslim populations (Turkish, North African).
- Zakat mostly private, mosque-based.
- Increasing digital zakat platforms.
UAE & KSA
- State-supervised zakat systems.
- KSA: Zakat is mandatory on businesses, collected by Zakat, Tax and Customs Authority.
- UAE: Zakat Fund (government body) distributes zakat nationally and abroad.
Indonesia
- Largest Muslim population globally.
- National zakat bodies (BAZNAS, Dompet Dhuafa).
- Zakat integrated into poverty alleviation programs.
Russia
- Muslim minorities (Tatarstan, Chechnya).
- Zakat collected by regional Islamic organizations.
Purposes of Zakat
- Spiritual purification of wealth.
- Social justice — reducing inequality.
- Economic circulation — preventing hoarding.
- Community solidarity — strengthening Muslim identity.
Comparative Table: Zakat Systems
| Country | Legal Status | Collection | Distribution |
|---|---|---|---|
| USA | Voluntary | Mosques, NGOs | Local & global |
| UK | Voluntary | National Zakat Foundation | Local Muslim poverty |
| Australia | Voluntary | Charities | Local & overseas |
| Canada | Voluntary | Charities (tax-deductible) | Local & global |
| Germany | Voluntary | Mosques | Local |
| UAE | State-supervised | Zakat Fund | National & global |
| KSA | Mandatory (businesses) | ZATCA | National |
| France | Voluntary | Mosques | Local |
| Indonesia | Semi-mandatory | BAZNAS | National programs |
| Russia | Voluntary | Regional Islamic bodies | Local |
Worked Example: Zakat Calculation (USA, 2025)
- Assets: $20,000 savings + $5,000 investments + $2,000 gold.
- Liabilities: $3,000 debt.
- Net wealth: $24,000 – $3,000 = $21,000.
- Nisab (gold): ~$6,000.
- Eligible wealth: $21,000 – $6,000 = $15,000.
- Zakat due: 2.5% × $15,000 = $375.
Modern Challenges
- Digital wealth: Cryptocurrencies, stocks, retirement accounts.
- Global inequality: Should zakat stay local or go abroad?
- Standardization: Different nisab values across countries.
- Awareness: Younger Muslims in the West learning obligations.
📈 Future of Zakat
- Blockchain zakat tracking for transparency.
- AI zakat calculators for complex assets.
- Integration with fintech apps for automatic deductions.
- Global zakat funds for coordinated poverty alleviation.
FAQs
Q: How much is zakat in the USA in 2025? A: Nisab is ~$6,000 (gold) or ~$500 (silver); zakat is 2.5% of wealth above nisab.
Q: Is zakat tax-deductible in the UK/Canada? A: Yes, if given through registered charities.
Q: Can zakat be paid in cryptocurrency? A: Many scholars allow it, provided value is calculated at market rates.
Q: Who can receive zakat? A: The eight categories in Qur’an 9:60, primarily the poor and needy.
Q: Is zakat mandatory in non-Muslim countries? A: It is a religious obligation, not legally enforced.